Here are a few of the best strategies to rack up the most points with the american express gold rewards card: This assumes that you are using the amex points to convert into aeroplan points at a ration of 1:1 (which is absolutely the best thing to do with them) Buy gift cards at shoppers drugmart works especially well if you buy giftcards for places that don’t take amex works well for any place that doesn’t give you double points (as shoppers does give you double points) you also get…

As of April 14th 2011 the best points credit card in canada (in our opinion) is the American Express Gold Rewards Card (check it out here) Basically it allows you to earn points faster than almost any other card and all the points can be converted to Aeroplan points at a rate of 1 to 1 (so long as you convert a multiple of 1000 points) Until the release of this card, the CIBC Aerogold card was number 1. The Amex gold rewards card offers you all the same points…

Here is an on going list of the best stores that take American Express in Canada. This list was last update April 14 2011. This list points out the merchants where you can earn more american express and aeroplan points. If you are looking to earn aeroplan points you should take a look at our best canadian points credit card article (it’s an amex) Please list other stores in the comments section and they will be added to the list. Costco Wal-mart Shoppers Drugmart (double points with Amex Gold Card)…

Looking for the Bank Number for your Canadian bank? If you need the transit number (also called branch number) of your bank use the branch locator on their website. If you need the account number of your bank account you should be able to find it easily in your online banking where they list your accounts. Here is a list of all the Canadian Bank Numbers: Bank of Montreal / BMO Bank Number - 001 ScotiaBank Bank of Nova Scotia – 002 RBC Royal Bank of Canada – 003 TD Canada Trust /…

This post explains how to take full advantage of the low balance transfer rates offered by many credit card companies. To figure out exactly how much money you can save/make by doing this, take 5 minutes to figure out the average interest rate you are paying on your debt. Once you know what you are paying now, you can get a better idea of how much you can save by dropping your debt interest rates massively by taking advantage of promotional balance transfer rates. Getting the Cash out of Your…

This post explains how to get the absolute lowest interest rates on your debt. Be careful, if you don’t have self-control, you might be tempted to rack up more debt after you implement this plan. Obviously we take no responsibility from anything that might happen to you as a result of following this advice. Here it is! Balance Transfer Rates The lowest debt interest you can get is almost ALWAYS in the form of promotional balance transfer rates on credit cards. When you first sign up for a new credit…

Currently the absolute lowest balance transfer rate you can get on a Canadian credit card is 0% for 15 months. As it turns out it’s actually 1% for the 15 months because you have to pay 1% on transferred amount at the time you transfer it. You can transfer money out via convenience check or just call them up and have them transfer it to your checking account – or you can do the usual and call them to have them transfer the cash to another one of your credit…

The Canadian credit card scene has changed slightly in the past few months with the introduction of travel rewards cards from Scotia Bank and BMO. These 2 Canadian banks did not offer competitive rewards cards in the past, but that seems to have changed. So are these cards better than some of the others we have already? Well it depends what you are looking for. The big three cards of the past have been the TD Infinite Visa, the RBC Avion Infinite Visa and the CIBC Aero Gold Infinite Visa….

The cost of Television in Canada is outrageous thanks to limited competition in the majority of Provinces markets. That, coupled with the fact that TV service provider’s customer service is completely intolerable, make them impossible to deal with. This guide will show you how to go on the offensive against these monopolies to bring your bill down. First, figure out what it is you really want. New hardware, low monthly bills, or a one time large bill reduction. Next give your television provider a call. The person who first picks…

This is a guest post from our friends over at CashBlogged.com – a community for the money conscious, hoping to save and spend more efficiently, their team of financial professionals provide the ins and outs of Financial Institutions. Think of them as a tell-all for Banks, Lending Institutions, Credit Companies, and Investment Firms for the beginner spender to the advanced investor. When was the last time you reviewed your bank statement? Did you notice all those extra dollars you ended up paying at the end of the month? Bank fees…

This article explains both how to maximize the amount of money you get for your student loan as well as the best way to deal with any cash you receive that you might not need for your tuition or living expenses. It also explains the rules around when you are required to list your parents’ financial details on your loan application. Most student loans (or school loans) do not have to be paid back until at least 6 months after a student graduates. Additionally, student loans typically accrue no interest…